www Freedomninetyfour com & www Freedomfortyseven com and how it works
What are www Freedomninetyfour com & www Freedomfortyseven com?
Q: What are www Freedomninetyfour com, www Freedomfortyseven com, and other internet sites like those you’ve mentioned that I hear advertised on the T.V. and Radio.
All of them take me to the same website. What is going on here?
A: I get so many feedback questions like this that I’ve included a separate Question and Answer category called Television & Radio Advertising. As an example, in addition to the internet sites you’ve talked about here you could put many others that you haven’t seen or heard of yet.
Frequently these internet sites are owned by MLM Lead generators or MLM distributors running cooperative advertising and rotating internet sites. Also, Frequently internet sites such as those you’ve mentioned are used in order to track what ad creates what response or in some instances they are used to track revenue-share deals with T.V. & Radio stations running the commercials.
As an example they might assign a T.V. station or Radio Station to each website to see which advertising spot creates the best response.
For example:
www Freedomninetyfour com - Radio Station WBVX - Amount of leads produced: 892 www Freedomfortyseven com - Radio Station WZBY - Amount of leads produced: 60 Other internet sites - Radio Station WLMU - Amount of leads produced: 793
It never hurts to ask.
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Is making low ball offers on real estate a waste of time?
Normally, the banks set a price on properties too high because they are in the business of lending money, not real estate, and as a result often they do not have a good understanding of the real estate market. Also, most banks are large, they have specific policies on lowering the price on a house based on how long it has been on the market.
Realtors (especially REO realtors) play a different game than investors. All of them know what a property will probably sell for, but they have to give a high estimate of value or they may not get the listing. The banks get a few realtors to give them what is called a broker’s price opinion, which is nothing more than pics and their discounting the property for certain things. The bottom line is when everything settles, the bank tells the realtor what to list the property for, so expect the listings to be high and do not let that stop you from making offers.
So go ahead and make offers! Make them low. Do not worry about what anyone else thinks; you are the one with the cash so you have the power! The only thing that you may run into every now and then is realtors who think they are the owner. They will tell you that the offer is too low, or even discourage the offer. You will be the judge of that. If this realtor does a lot of REO business, you may take their advice and try to build a relationship with them. Otherwise, you may want to politely remind them that they are required to submit all offers, and if you think that for some reason the realtor is not submitting your offer (it happens, but very seldom; most are honest, there are a few bad ones), then go to the broker and ask for the rejection notice from the bank.
What is the most important, make low ball offers! I usually start off every offer at least 10-20k below list price, unless it is listed for like 15k and I know they are not going to give it to me for a dollar.
For example, if the property is listed at 25, I would not start higher than 15k and see what happens. Sometimes I may even start at 10k or lower, that depends on the house, but definitely low.
Making offers is what makes dreams come true and changes peoples lives! Start out low every time; when it comes to offers, it is always easier to go up than come down.
Business Checks
When you have a business to run, it is very important to make sure that finances are properly organized. One very important measure to take is to make sure that personal and business finances are kept separate. This is why a business checking account is always an excellent idea, and opening one is not rocket science - anybody can open one, all it takes is a trip to your bank.
Most banks require anyone opening a business account and ordering business checks to first obtain and file a DBA, or “Doing Business As” form with their county. The bank requires this if you are operating your business under a business name other than your first and last name. Charges vary from county to county and state to state.
The initial amount you need to open your business checking account also differs, depending on which bank you use. It will invariably be more than what you need to open a personal account, of course, but you will benefit if you scout around and check what kind of charges are applicable with different banks. Always keep in touch with your accountant, too - there might be fees that come under the tax-deductible category.
There will be expenses when you operate a business checking account and you will not earn much in terms of interest - so it is important to know how much and when you will be charged for different transactions.
It’s always important to make sure that you are not overdrawn. Keep a meticulous record of your business checks. Make sure that you maintain a good relationship with your bank, and communicate often - after all, it will be in their interest, too, to make sure that your business grows and prospers.
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